A free buyer calculator for Florida: cash to close, monthly payment and what you can afford, with Florida’s mortgage taxes and title costs built in. No sign-up needed.
This is an estimate for planning, not a Loan Estimate or Closing Disclosure. Mortgage doc stamps ($0.35 per $100) and intangible tax (0.2%) use Florida’s statutory rates, and the owner’s title policy uses Florida’s state-set (promulgated) rates; who pays each cost is set by your contract and local custom. Lender fees, insurance, taxes and other items are estimates you can change. The affordability figure uses a common 28% / 36% guideline; your lender decides what you qualify for. heybrie.ai is an independent AI tool operated by Coffee Cake And Real Estate Corp., a licensed Florida real estate brokerage (broker of record: Mark Whitehead, BK3459476). It is not a lender and does not offer loans. Using it never obligates you to work with our agents. Equal Housing Opportunity.
Not sure about flood insurance? Check the home’s FEMA flood zone first.